Dental and Vision
Our dental and vision coverage helps you stay head-to-toe healthy. You have two or three options for dental coverage, depending on where you live. You have one option for vision coverage.
Basic Dental and Enhanced Dental
How are the plans alike?
Both Basic Dental and Enhanced Dental:
Cover diagnostic and preventive care, basic care, and major care.
Pay 100% for in-network diagnostic preventive care, such as exams and X-rays.
Let you see any provider but offer savings when you use in-network providers. Depending on your ZIP code, your network will be either Aetna or Cigna. Find an in-network provider at aetna.com (search the Dental PPO/PDN with PPO II network) or cigna.com (search the Total Cigna DPPO network).
How are the plans different?
Cigna Dental ID Card
To access your digital ID card, first register your account on cigna.com. You will need your Social Security number. Learn more about how to access your digital Cigna dental ID card.
Basic Dental
Covers orthodontia for children only. (Children must have braces put on by age 20.)
The plan has higher deductibles ($75 individual/$225 family) and a $1,000 annual plan maximum.
Consider if: You don’t anticipate a lot of dental expenses and you don’t need adult orthodontia coverage.
Enhanced Dental
Covers orthodontia for both children and adults.
The plan has lower deductibles ($50 individual/$150 family) and a $1,500 annual plan maximum.
Consider if: You want a higher level of reimbursement for dental care and you want adult orthodontia benefits.
Aetna or Cigna DMO
In some locations, you will also have a third option: the Aetna Dental Maintenance Organization (DMO) or the Cigna DMO.
The plan pays benefits only if you use a participating Aetna DMO/DNO or Cigna DMO in-network provider. There are no out-of-network benefits.
The Aetna DMO and Cigna DMO use a different network of providers than the Basic Dental and Enhanced Dental Plans. If you’re considering this option, verify that your dentist participates within this more restricted network before you make your election.
Consider if: You don’t mind seeing a different provider each time you need care.
Watch and Learn
Enrolled in a Cigna dental plan? Watch this video to learn how to find the best dental care near you at the best price.
Dental Plans at a Glance
Here’s a look at what you’ll pay when you need care.
Vision
How the Plan Works
The vision plan provides coverage for routine eye exams and pays for all or a portion of the cost of glasses or contact lenses.
You can choose any provider; however, you always save money if you see VSP in-network providers. To find a VSP doctor or retail chain affiliate within the VSP Choice network, call 1.800.877.7195 or visit vsp.com (search the Choice network).
Eyeconic
Eyeconic is an online eyewear store where you can apply your VSP vision benefit to your order. With Eyeconic, you can shop glasses and sunglasses from top frame brands and popular contact lenses, You’ll also get:
Hassle-free prescription verification — Eyeconic works with your doctor to confirm your prescription details
Free shipping and free returns
A complimentary frame adjustment or contact lens consultation from a VSP network doctor’s office to ensure your eyewear fits properly
Visit eyeconic.com to learn more.
Diabetic EyeCare Plus
If you have diabetes, glaucoma, and age-related macular degeneration, you may also be eligible for additional exams and services ($20 copay). Limitations and coordination with your medical coverage may apply. Ask your VSP doctor for details.
Vision Plan at a Glance
Here’s a look at what you’ll pay when you need care.