Life Insurance

Protect yourself and your loved ones with life insurance that also includes long-term care.

NOTE: Everyday Benefits are not available to associates in Puerto Rico.

Everyday Benefits

Life insurance is part of Everyday Benefits — the associate benefit that provides expert help and smart solutions to make your life better.

Flexible Financial Protection

Whole life insurance provides peace of mind and protection for you and your loved ones should the unexpected happen. It also pays benefits to help with the cost of long-term care, such as a nursing home. This benefit is offered through Allstate.

You can purchase coverage for yourself, your spouse/domestic partner, and your dependent children.

Here are some highlights:

  • Rates never change. Unlike term insurance, this coverage never expires, and your premium never changes.

  • Long-term care. This feature allows you to use a portion of the benefit to cover long-term care expenses, if needed, such as a nursing home, adult day care, and a home health aide.

  • Take it with you. You can keep this coverage if you change employers or retire.

  • No medical exam required. This coverage is guaranteed-issue, which means you don’t need to provide a statement of health.

How It Works

Here’s how whole life with long-term care works.

  • Pay for long-term care. Use a portion of your benefit coverage to pay for assisted living, nursing, or other long-term care if needed.

  • Receive a benefit. Your family receives a lump sum payout for final expenses or the remaining portion of your benefit if used for long-term care.

 

Learn More and Enroll

Life insurance is part of Everyday Benefits.

  • Anytime enrollment. Unlike your health care benefits, you can elect or drop coverage for Everyday Benefits at any time during the year.

  • Convenient payroll deduction. You pay for this coverage through payroll deduction.

  • No longer working at Conduent? You can take these benefits with you when you leave or retire.

  • Enroll through Everyday Benefits. You enroll for this benefit on the Everyday Benefits portal.

    • Access the Log In page to create your account. Have your WIN ID (Employee Number ID) and date of birth ready.

    • Once you set up your account for any product offered through Everyday Benefits, you’ll use those same credentials to enroll for any of the other Everyday Benefits.

If you have questions, call Aon’s Everyday Benefits Support Center at 1.877.290.3938, Monday through Friday from 7 a.m. to 4 p.m. Central time.

NOTE: Everyday Benefits are not available to associates in Puerto Rico.